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المؤلفون: Abbas Arfan, Iklil Athroz Arfan
المساهمون: Arfan, Iklil Athroz
المصدر: Banks and Bank Systems, Vol 16, Iss 2, Pp 170-181 (2021)
مصطلحات موضوعية: Organizational Behavior and Human Resource Management, Externalization, Accounting, Ashabiyyah Theory, Islamic economics, Sharia, Management of Technology and Innovation, 0502 economics and business, Asabiyyah, social construction theory, Sharia Banking, sharia banking, Publication, ashabiyyah theory, Marketing, Government, 050208 finance, business.industry, HG1501-3550, 05 social sciences, Islam, Social Construction Theory, Social constructionism, Banking, Islamic Economics, 050211 marketing, Business, Law, Finance
الوصف: The number of Muslims in Indonesia reaches 85% of the total population of 270 million, but the progress of the Islamic economics in the country is stagnant. This is evidenced by the sharia banking assets, which only reach 5% and never increase every year. Therefore, it is necessary to investigate the primary obstacles hindering the development of sharia banking, from the perspective of sharia banking per se, and not from the society, as was the case in most previous studies. Besides, this study offers a strategy through a combination of Ibn Khaldun’s ashabiyyah and social construction theory of Peter L. Berger and Thomas Luckmann to strengthen the public perception toward sharia banking. The method used to reveal the obstacles is a field survey method in the form of an obstacle’s questionnaire with optional answers, which were distributed to several Islamic banks as samples, and then the most selected answers are calculated. Meanwhile, to find a strategic solution, it is necessary to review the literature using a philosophical approach. The results of a questionnaire that was distributed to several Islamic banks indicate three primary obstacles: low level of public awareness about the use of sharia banking (80 %), low level of public understanding and knowledge on sharia banking products (60 %), and low level of government support for sharia banking (40 %). Meanwhile, the theoretical application of asabiyyah theory with the help of the social construction theory can be used to strengthen public perceptions of Islamic banking through a three-stage process: externalization, objectivation and internalization. 2-s2.0-85108910469
وصف الملف: application/pdf
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المؤلفون: Serhat Yüksel, Hasan Dinçer, Hakan Kalkavan
المصدر: International Journal of Islamic and Middle Eastern Finance and Management. 14:982-999
مصطلحات موضوعية: 050208 finance, Income Inequality, 05 social sciences, Islam, Fuzzy logic, Fuzzy Logic, Economic inequality, Economic Growth, 0502 economics and business, Economics, Islamic Economics, Islamic economics, Classical economics, 050207 economics, Business and International Management, Finance
الوصف: Purpose Economic development is one of the primary goals of all countries. In this context, countries aim to determine effective and correct policies to achieve this goal. This situation is especially important for developing countries. These countries aim to grow their economies to reach the level of developed countries. This study aims to identify significant Islamic moral principles for sustainable economic growth of emerging seven (E7) countries. Design/methodology/approach In this framework, eight different criteria are defined to improve the welfare in the society for these countries. Additionally, fuzzy decision-making trial and evaluation laboratory (DEMATEL) approach is taken into consideration in the analysis process. Findings It is identified that Islamic moral values in economic activities, fair income distribution and taxation and prohibition of interest and securing business partnership are the most significant criteria. On the other side, it is found that preventing poverty and avoiding wastage are the influenced factors. Practical implications The findings show that righteousness in commercial activities decreases uncertainty in the market so that trade volume can be increased which contributes sustainable economic improvement. For this purpose, public awareness about the issue should be improved in the media and necessary trainings should be given to the people in their educations related to the business ethics. Furthermore, legal system in these countries should be improved to have fair income distribution and taxation. Additionally, social responsibility activities should be encouraged, so people with good income will help poor people. Moreover, business partnership system should be improved in which companies can obtain capital from the public and make necessary payments to these people according to the profit amount. This issue positively affects sustainability in economic improvement and welfare society for developing countries. Originality/value There are limited studies on sustainable economic development based on Islamic moral-based factors.
وصف الملف: application/pdf
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المؤلفون: H.A. Youssef
المصدر: Modernizaciâ, Innovaciâ, Razvitie, Vol 12, Iss 1, Pp 56-70 (2021)
مصطلحات موضوعية: Entrepreneurship, media_common.quotation_subject, Accounting, Context (language use), entrepreneurship, Business model, government support, State (polity), Sharia, 0502 economics and business, islamic business, HB71-74, media_common, 050208 finance, business.industry, 05 social sciences, Islam, Legislature, Economics as a science, islamic economics, financial mechanism, halal industry acknowledgments, Islamic economics, business, islamic finance, 050203 business & management
الوصف: Purpose: in modern conditions in Russia there are regions with a large proportion of the Muslim population that implement initiatives for the development of Islamic business, however, the functioning Islamic business model practically does not differ from the traditional model of Russian entrepreneurship, only individual elements and principles, types and forms of entrepreneurial activity based on principles of Sharia, Islamic banking is being promoted more actively. In this regard, the purpose of this article is to study the financial mechanism for the development of Islamic business in the Russian Federation in the context of the implementation of key areas of state support for entrepreneurship at the federal and regional levels.Methods: the study is based on the use of general scientific methods of induction and deduction, a review of scientific sources; the quantitative assessment is based on the calculation of statistical indicators, in particular: the relative size of the structure of segments of the Islamic economy with comparative studies in the country context of the volume of the halal food market, chain and basic indicators of the series of dynamics of directions of state support for Islamic business and regional levels.Results: the article analyzes the main directions, tools and institutions for the implementation of state support for Islamic entrepreneurship in foreign practices, indicating the active development of legislative, regulatory and organizational infrastructure, large-scale financing of infrastructure support programs. The article also provides an analytical overview of the development of Islamic business in the Russian Federation. Particular attention in the article is paid to the analysis of federal and regional programs to support Islamic entrepreneurship, which made it possible to identify the features of the implementation of the mechanism of state support.Conclusions and Relevance: it has been determined that in Russia the most developed segments of Islamic entrepreneurship are the halal industry, the development of which is supported by state programs at the sub-federal level, and the relationship of partner banking. The factors that limit the development of Islamic entrepreneurship in the Russian Federation have been identified: inadequacy of federal programs for financing Islamic business; the local nature of support for Islamic entrepreneurs within the framework of regional programs («point» principle).
URL الوصول: https://explore.openaire.eu/search/publication?articleId=doi_dedup___::d39e3371dc19d94efe74664f0205c635
https://doi.org/10.18184/2079-4665.2021.12.1.56-70 -
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المؤلفون: Mohammed Aslam Haneef, Norma Saad, Mustafa Omar Mohammad
المصدر: Research Anthology on Microfinance Services and Roles in Social Progress ISBN: 9781668475522
مصطلحات موضوعية: Finance, Microfinance, Entrepreneurship, Equity (economics), business.industry, media_common.quotation_subject, 05 social sciences, 0211 other engineering and technologies, 021107 urban & regional planning, Islam, 02 engineering and technology, law.invention, Community economic development, law, Debt, General partnership, 0502 economics and business, Islamic economics, business, 050203 business & management, media_common
الوصف: Community economic development is a relatively new strategy employed to increase employment, income, and entrepreneurship activities in small town and communities. The Centre for Islamic Economics, International Islamic University Malaysia (IIUM) has initiated a smart partnership with CIMB Islamic Bank to offer entrepreneurship training and Islamic microfinance facility to the poor in Malaysia. This project adopts several modes of Islamic microfinance financing instruments which include equity-based and debt-based financing. The program aims to educate the communities surrounding the IIUM campus with entrepreneurship knowledge and skill in addition to giving Shariah-compliant micro-financing facility for them to implement their business ideas. CIMB Islamic, which is the main partner for this project, provides funds for Islamic microfinance facilities and IIUM contributes expertise in providing entrepreneurship trainings to the communities located near IIUM campus. It is hoped that this smart partnership would empower the surrounding communities and create more successful entrepreneurs.
URL الوصول: https://explore.openaire.eu/search/publication?articleId=doi_dedup___::7eeeb2a355f4c2eeb946080b1a53af63
https://doi.org/10.4018/978-1-6684-7552-2.ch014 -
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المؤلفون: Aan Jaelani
المصدر: International Journal of Economics and Financial Issues, Vol 7, Iss 5, Pp 14-24 (2017)
Aan Jaelaniمصطلحات موضوعية: Government, 050208 finance, Economic policy, lcsh:HB71-74, media_common.quotation_subject, 05 social sciences, lcsh:Economics as a science, lcsh:Business, 16. Peace & justice, Economic Justice, Fiscal policy, Social security, Income distribution, 0502 economics and business, Prosperity, Islamic economics, Business, 050207 economics, lcsh:HF5001-6182, Welfare, media_common
الوصف: This study of fiscal policy in State Budget (APBN) 2017 that the task of the Indonesian government to run them to create prosperity for the community. The state budget is prepared using the rules of public economics consisting of state revenues, state expenditures, and budget financing has the posture of the budget, the issues of fiscal policy, and the role of the government in carrying out its functions. With the analysis of Islamic economics, fiscal policy in the State Budget 2017 is the duty of the government to implement the budget for the public welfare with indicators on aspects of religion (religious life), life (justice and security), intellect (education), descent (health and social security family), and treasure (income distribution and access to employment).Keywords: fiscal policy, state budget, welfare, maqashid shariah, Islamic economicsJEL Classifications: E62, F52, G18, H61, O23, P43
URL الوصول: https://explore.openaire.eu/search/publication?articleId=doi_dedup___::3f395e9dddf101e3938b39fd628d8990
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المؤلفون: Mariana Pita, Joana Costa
المصدر: Journal of Islamic Accounting and Business Research. 12:793-813
مصطلحات موضوعية: 0303 health sciences, Entrepreneurship, Government, Public economics, Descriptive statistics, Strategy and Management, media_common.quotation_subject, 05 social sciences, Context (language use), Islam, 03 medical and health sciences, Accounting, 0502 economics and business, Prosperity, Sociology, Islamic economics, Business and International Management, Empirical evidence, 050203 business & management, 030304 developmental biology, media_common
الوصف: Purpose The entrepreneurial initiative is believed as being a prosperity engine. Islamic organizations are presently committed to promoting entrepreneurship to generate economic growth, provide job opportunities, reduce government centrality, enhance innovation and sustainable development. The purpose of this paper is to identify which factors affect Islamic entrepreneurial endeavors with particular emphasis on the role of gender. Additionally, how education, age, moral constraints, self-perception and social support will affect those entrepreneurial intentions based on Islamic principles. Once identified, policy actions will help to overcome extant gaps, reinforcing the entrepreneurial ecosystem. Design/methodology/approach Determinants of the entrepreneurial initiative will be appraised in the set Islamic countries present in the Global Entrepreneurship Monitor (GEM) data set from 2016. Following the Organization of Islamic Cooperation list, 14 countries were identified establishing a total sample of 36,407 individuals. Using a set of predictors included in the theoretical framework a statistical analysis was performed followed by logit estimations. The significance of explanatory variables such as gender, age and social context toward entrepreneurial propensity reinforced the importance of specific tools rather than broad policies. Findings An entrepreneurial propensity is affected by three branches of factors: individual characteristics, individual behavior and individual perceptions along with the economic environment. The analysis shows that holding equal conditions, Islamic women in the sample are less prone to start a business compared to their male counterparts. Knowing other entrepreneurial endeavors enhance the entrepreneurial initiative. Fearing failure unconstraint entrepreneurial projects, but the self-perception of skills strongly triggers these initiatives. Research limitations/implications The empirical analysis relates to the GEM database, and, as a consequence, only 14 countries were considered, but it covers 36,407 individuals whose representativeness cannot be statistically proved, however, due to sample dimension the robustness is granted. Second, the sample is sectional covering the 2016 year, as a consequence results may be classified as exceptional.Finally, other factors such as institutional and behavioral determinants were not considered, despite their theoretical importance, due to their absence in the database. Still, the empirical results reinforce the theoretical debate and offer robust evidence to build a policy package, adapted to the Islamic singularities. Practical implications Still, the empirical results reinforce the theoretical debate and offer robust evidence to build a policy package, adapted to the Islamic singularities. Originality/value The paper identifies gender differences in entrepreneurial propensity among Islamic economics. The potential enhancers of the entrepreneurial initiative are first put in theoretical terms followed by an empirical analysis, encompassing descriptive analysis and econometric estimations. The results allow identification of gender gaps, as well as other individual and context characteristics affecting entrepreneurial endeavors. Empirical evidence casts light on policymakers elaborating accurate policy packages fostering gender equality in entrepreneurship in Islamic economics, aiming to increase overall entrepreneurial activity and leveraging socio-economic development. Finally, the study addresses recommendations to overcome gender differences relating to entrepreneurial activity considering the singularities of the context.
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المؤلفون: Hairunnizam Wahid, Fahmi Ali Hudaefi, Rezzy Eko Caraka
المصدر: International Journal of Islamic and Middle Eastern Finance and Management. 15:271-286
مصطلحات موضوعية: Topic model, 050208 finance, Knowledge management, business.industry, media_common.quotation_subject, 05 social sciences, Unstructured data, Public interest, Knowledge extraction, Originality, Publishing, 0502 economics and business, Business, Islamic economics, 050207 economics, Business and International Management, Finance, media_common, Qualitative research
الوصف: Purpose Zakat during the COVID-19 outbreak has played a vital role and has been significantly discussed in the virtual environment. Such information about zakat in the virtual world creates unstructured data, which contains important information and knowledge. This paper aims to discover knowledge related to zakat administration during the pandemic from the information in a virtual environment. Furthermore, the discussion is contextualised to the socio-economic debates. Design/methodology/approach This is a qualitative study operated via text mining to discover knowledge of zakat administration during the COVID-19 pandemic. The National Board of Zakat Republic of Indonesia (BAZNAS RI) is selected for a single case study. This paper samples BAZNAS RI’s situation report on COVID-19 from its virtual website. The data consists of 40 digital pages containing 19,812 characters, 3,004 words and 3,003 white spaces. The text mining analytical steps are performed via RStudio. The following R packages, networkD3, igraph, ggraph and ggplot2 are used to run the Latent Dirichlet Allocation (LDA) for topic modelling. Findings The machine learning analysis via RStudio results in the 16 topics associated with the 3 primary topics (i.e. Education, Sadaqah and Health Services). The topic modelling discovers knowledge about BAZNAS RI’s assistance for COVID-19 relief, which may help the readers understand zakat administration in times of the pandemic from BAZNAS RI’s virtual website. This finding may draw the theory of socio-economic zakat, which explains that zakat as a religious obligation plays a critical role in shaping a Muslim community's social and economic processes, notably during the unprecedented times of COVID-19. Research limitations/implications This study uses data from a single zakat institution. Thus, the generalisation of the finding is limited to the sampled institution. Practical implications This research is both theoretically and practically important for academics and industry professionals. This paper contributes to the novelty in performing text mining via R in gaining knowledge about the recent zakat administration from a virtual website. The finding of this study (i.e. the topic modelling) is practically essential for zakat stakeholders to understand the contribution of zakat in managing the COVID-19 impacts. Social implications This work derives a theory of “socio-economic zakat” that explains the importance of a zakat institution in activating zakat for managing socio-economic issues during the pandemic. Thus, paying zakat to an authorised institution may actualise more maslahah (public interest) compared to paying it directly to the asnaf (zakat beneficiaries) without any measurement Originality/value This study is among the pioneers in gaining knowledge from Indonesia’s zakat management during the COVID-19 outbreak via text mining. The authors’ way of analysing data from the virtual website using RStudio can advance Islamic economics literature.
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المؤلفون: Cem Eyerci
المصدر: International Journal of Islamic and Middle Eastern Finance and Management. 15:18-31
مصطلحات موضوعية: 050208 finance, 0502 economics and business, 05 social sciences, Economics, Context (language use), Islam, Islamic economics, 050207 economics, Business and International Management, Positive economics, Time preference, Finance
الوصف: Purpose Böhm-Bawerk’s time preference approach had significant importance among many other theories of interest. His assertion based on inherent human nature and the distinction he made between the positive and normative aspects of interest were remarkably authentic. As it is assumed that any efficient evaluation, judgment or regulation on the legitimacy of interest has to consider the theory of time preference, especially Böhm-Bawerk’s approach, the paper aimed to examine the Islamic economists’ response to the time preference theory of interest. Design/methodology/approach The paper presents Böhm-Bawerk’s time preference theory of interest. Then, it evaluates the Islamic economists’ views on the concepts of the time value of money and time preference qualitatively by scrutinizing the relevant literature. Findings It is observed that there is not any proper response of Islamic economists to the assertions of the causes of time preference. Responding to such challenges requires an approach that is mostly developed in the positive domain. Originality/value Although it is evident that interest is regarded as destructive in Islamic economics, the consideration is primarily normative. However, a convincing assertion also requires to be justified in the positive domain. Empirical works are exhibiting the problems with interest-based transactions. Besides, this paper raises the need for theoretical expositions of Islamic economists in response to the interest theories, which claim that the existence of interest is inevitable.
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المصدر: Journal of Islamic Accounting and Business Research. 12:544-563
مصطلحات موضوعية: 050208 finance, Poverty, Area studies, Strategy and Management, 05 social sciences, Scopus, Distribution management system, Islam, Context (language use), 06 humanities and the arts, Scientific literature, 0603 philosophy, ethics and religion, Accounting, 0502 economics and business, Engineering ethics, 060301 applied ethics, Islamic economics, Sociology, Business and International Management
الوصف: Purpose This paper aims to develop a meaningful single-source reference for Islamic economics and finance scholars concerning zakat intellectual structure published in journals indexed by the Scopus database. Design/methodology/approach The bibliometric method is used to describe and analyze the evolution of publication structure and its various co-relations such as co-citation, co-authorship and bibliographical coupling. Findings The authors discuss the influential and conceptual aspects of the published literature on zakat. An interesting finding is that few papers have received more than 50 citations. The analysis revealed that the Journal of Islamic Accounting and Business Research is the most cited source. Nevertheless, the list of the eight most cited papers reflects that research in this field is still dearth. Further, the authors find that zakat is discussed within the context of religion, its institutional framework, its role to eradicate poverty and distribution management of zakat. The authors also identify and present 14 research directions that will further stimulate scholarly work in the zakat field. Research limitations/implications The study confines on English papers and reviews published in journals indexed by the Scopus database only; hence, the study is representative of the moderate and high-quality papers published in this area of knowledge. Practical implications Researchers envision that this bibliometric study will complement meta-analysis and qualitative structured literature reviews as a method of reviewing and evaluating the scientific literature of this study area; thus, this may help researchers for futuristic research directions. Originality/value To the best of the authors’ knowledge, this paper is the first to tackle the zakat area from a bibliometric aspect. The authors believe that this will help scholars and researchers to stand on firm bases regarding the scientific development of this area of study.
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المؤلفون: Muhammad Fahad Siddiqi, Muhammad Nouman, Shafiullah Jan, Karim Ullah
المصدر: Qualitative Research in Financial Markets. 13:226-251
مصطلحات موضوعية: Finance, 050208 finance, 020205 medical informatics, business.industry, 05 social sciences, Citizen journalism, Islam, 02 engineering and technology, Moral economy, Ethos, Dissenting opinion, 0502 economics and business, 0202 electrical engineering, electronic engineering, information engineering, Sociology, Islamic economics, business, Nexus (standard), Financial services
الوصف: Purpose This paper aims to conceptualize the nexus between the participatory finance and the higher ethical objectives within the Islamic moral economy, also termed as Maqasid al Shari’ah. Design/methodology/approach Insights from the extant Islamic economics and finance literature are integrated through an interpretative systematic review using the principles from critical interpretative synthesis (CIS). Findings A coherent framework is synthesized comprising the typology of the Maqasid al Shari’ah, the axioms of participatory finance and their nexus which is formulated by theorizing the common thread of meaning through the axioms of participatory finance and Maqasid al Shari’ah at the interpretative level. This framework postulates that the participatory finance fits well in the ethos and the value system of Islam. Moreover, “social well-being” invariably provides the nexus between the Maqasid al Shari’ah and participatory finance. Originality/value This study contributes to the Islamic economics and finance literature by integrating the dissenting views from the divergent literature related to the basic philosophy of Shari’ah and participatory finance and provides grounds for policy implications, particularly, for designing the financial products. Moreover, it demonstrates an application of interpretative systematic review in Islamic banking and finance research.
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