المؤلفون: Klingebiel, Daniela, Kroszner, Randy, Oijen, van Pieter, Laeven, Luc
URL الوصول: http://elibrary.worldbank.org/doi/pdf/10.1596/1813-9450-2571http://elibrary.worldbank.org/doi/abs/10.1596/1813-9450-2571