دورية أكاديمية
State trends in premiums and deductibles, 2003-2010: the need for action to address rising costs.
| العنوان: | State trends in premiums and deductibles, 2003-2010: the need for action to address rising costs. |
|---|---|
| المؤلفون: | Schoen C; Commonwealth Fund, USA. cs@cmwf.org, Fryer AK, Collins SR, Radley DC |
| المصدر: | Issue brief (Commonwealth Fund) [Issue Brief (Commonw Fund)] 2011 Nov (26), pp. 1-38. |
| نوع المنشور: | Journal Article |
| اللغة: | English |
| بيانات الدورية: | Publisher: Commonwealth Fund Country of Publication: United States NLM ID: 101087100 Publication Model: Print Cited Medium: Internet ISSN: 1558-6847 (Electronic) Linking ISSN: 15586847 NLM ISO Abbreviation: Issue Brief (Commonw Fund) |
| أسماء مطبوعة: | Original Publication: New York, N.Y. : Commonwealth Fund |
| مواضيع طبية MeSH: | Cost Sharing/*economics , Deductibles and Coinsurance/*economics , Health Benefit Plans, Employee/*economics , Health Care Reform/*economics , Insurance, Health/*economics, Cost Control ; Cost Savings ; Cost Sharing/statistics & numerical data ; Cost Sharing/trends ; Deductibles and Coinsurance/statistics & numerical data ; Deductibles and Coinsurance/trends ; Financing, Personal ; Forecasting ; Health Benefit Plans, Employee/statistics & numerical data ; Health Benefit Plans, Employee/trends ; Humans ; Insurance, Health/statistics & numerical data ; Insurance, Health/trends ; Patient Protection and Affordable Care Act ; Private Sector ; State Government ; United States |
| مستخلص: | Rapidly rising health insurance costs continue to strain the budgets of U.S. families and employers. This issue brief analyzes changes in private employer-based health premiums and deductibles for all states from 2003 to 2010, and finds total premiums for family coverage increased 50 percent across states and employee annual share of premiums increased by 63 percent over these seven years. At the same time, per-person deductibles doubled in large, as well as small, firms. If premium trends continue at the rate prior to enactment of the Affordable Care Act, the average premium for family coverage will rise 72 percent by 2020, to nearly $24,000. Health reform offers the potential to reduce insurance cost growth while improving financial protections. If efforts succeed in slowing annual premium growth by 1 percentage point, by 2020 employers and families together would save $2,161 annually for family coverage, compared with projected premiums at historical rates of increase. |
| فهرسة مساهمة: | Note: Realizing health reform's potential. |
| تواريخ الأحداث: | Date Created: 20111122 Date Completed: 20111130 Latest Revision: 20120725 |
| رمز التحديث: | 20221213 |
| PMID: | 22097393 |
| قاعدة البيانات: | MEDLINE |
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