التفاصيل البيبلوغرافية
| العنوان: |
The Determinants of Liquidity: A Comparison of Islamic and Conventional Banks Covering the COVID-19 Period. |
| المؤلفون: |
Çakmak, Ahmet, Sunal, Onur |
| المصدر: |
Turkish Journal of Islamic Economics; Aug2024, Vol. 11 Issue 2, p17-37, 21p |
| مصطلحات موضوعية: |
LIQUIDITY coverage ratio, ISLAMIC finance, LIQUID assets, BANK management, BANK liquidity, MATURITY (Finance), LIQUIDITY (Economics) |
| مستخلص: |
Banking and risk are synonymous concepts. The risk concepts for both conventional and Islamic banks are broadly similar, and liquidity risk is among the most important risks that all banks are exposed to. The management process of liquidity risk, which arises when banks do not have enough assets to meet their liabilities at maturity, may differ in conventional and Islamic banks. This study aims to present a comparative analysis of the liquidity determinants of conventional and Islamic banks operating in Turkey. Using the data of 3 Islamic and 17 conventional banks for the period between 2011Q1-2022Q2, the analysis, which also aims to see the short and long-term effects, concludes that the determinants of liquidity risk for conventional and Islamic banks are largely similar. However, the liquidity of Islamic banks is more sensitive to bank-specific variables. The findings showed that Islamic banks, which cannot use all of the conventional liquidity management tools in the liquidity management process for different reasons, have to hold higher liquid assets than conventional banks in the short term, even if they are balanced in the long term. [ABSTRACT FROM AUTHOR] |
|
Copyright of Turkish Journal of Islamic Economics is the property of Turkish Islamic Economists and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.) |
| قاعدة البيانات: |
Complementary Index |
Full Text Finder