Can Cryptocurrency Be a Payment Method in a Developing Economy?
| العنوان: | Can Cryptocurrency Be a Payment Method in a Developing Economy? |
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| المؤلفون: | Adheesh Budree, Tawika Nkosana Nyathi |
| المصدر: | Journal of Electronic Commerce in Organizations. 21:1-21 |
| بيانات النشر: | IGI Global, 2023. |
| سنة النشر: | 2023 |
| مصطلحات موضوعية: | Marketing, Computer Networks and Communications, Strategy and Management, Computer Science Applications |
| الوصف: | This study sought to understand the factors driving the consumer adoption of a cryptocurrency, in particular Bitcoin, as an electronic payment (e-payment) system for electronic commerce (e-commerce) transactions within a developing economy such as South Africa. The advent of e-commerce has led to increased online transactions facilitated by e-payment systems, which can fall prey to opportunistic hackers. Cryptocurrencies have been pegged as a solution to this security issue. However, little is currently known around consumer propensity to use a cryptocurrency as an e-payment option, particularly within a developing economy. The investigated factors that could influence user adoption were based on literature and tested on a South African representative sample of 814 respondents. Of the factors identified from literature, the study found that “perceived usefulness and perceived ease of use,” “self-efficacy,” “awareness,” “trust,” and “security” have the most significant influence on South African consumers adopting a cryptocurrency as an e-payment system. |
| تدمد: | 1539-2929 1539-2937 |
| URL الوصول: | https://explore.openaire.eu/search/publication?articleId=doi_________::8ecf0c9ace8f35028c1a821c2a71dce2 https://doi.org/10.4018/jeco.320223 |
| حقوق: | OPEN |
| رقم الأكسشن: | edsair.doi...........8ecf0c9ace8f35028c1a821c2a71dce2 |
| قاعدة البيانات: | OpenAIRE |
| تدمد: | 15392929 15392937 |
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