Blockchain Maturity of Ghanaian Financial Institutions and Their Readiness to Adopt Distributed Ledger for KYC Processes
| العنوان: | Blockchain Maturity of Ghanaian Financial Institutions and Their Readiness to Adopt Distributed Ledger for KYC Processes |
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| المؤلفون: | Forgor Lempogo, Willian Leslie Brown-Acquaye, Millicent Agangiba, Daniel Selassie Kwasi Twumasi |
| المصدر: | International Journal of E-Services and Mobile Applications. 15:1-24 |
| بيانات النشر: | IGI Global, 2023. |
| سنة النشر: | 2023 |
| مصطلحات موضوعية: | Marketing, Computer Networks and Communications, Strategy and Management, Computer Science Applications, Management Information Systems |
| الوصف: | Although information technology has positively influenced operations in the Ghanaian financial sector, there is still a high operational cost in performing KYC procedures due to duplication of efforts during clients' onboarding. The decentralized nature of blockchains makes them ideal for addressing these challenges. In this paper, the blockchain maturity model was used to assess the maturity and readiness of Ghanaian banks to adopt blockchain technology for KYC processes. Using primary data obtained via questionnaires and interviews, the individual components of the blockchain maturity model were assessed. The results indicate that the network, hardware, and software components are at repeatable, defined, and managed stages, respectively, while the people component lags in the initial stage due to a lack of adequate staff training. Finally, security and privacy are at the defined stage, whereas policy and regulations are at the initial stage. |
| تدمد: | 1941-6288 1941-627X |
| URL الوصول: | https://explore.openaire.eu/search/publication?articleId=doi_________::e34c7e5c64a71e036751d7f72d7ad7c8 https://doi.org/10.4018/ijesma.317925 |
| حقوق: | OPEN |
| رقم الأكسشن: | edsair.doi...........e34c7e5c64a71e036751d7f72d7ad7c8 |
| قاعدة البيانات: | OpenAIRE |
| تدمد: | 19416288 1941627X |
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