Do Education Sector Credit Cards Differ with Other Credit Cards in Malaysia?

التفاصيل البيبلوغرافية
العنوان: Do Education Sector Credit Cards Differ with Other Credit Cards in Malaysia?
المؤلفون: Md. Mahmudul Alam, Yusnidah Binti Ibrahim, Jaka Sriyana
المصدر: SSRN Electronic Journal.
بيانات النشر: Elsevier BV, 2023.
سنة النشر: 2023
مصطلحات موضوعية: Finance, Organizational Behavior and Human Resource Management, History, Polymers and Plastics, business.industry, Strategy and Management, 05 social sciences, Industrial and Manufacturing Engineering, Credit card, Market segmentation, 0502 economics and business, Business, Management and Accounting (miscellaneous), 050211 marketing, Business and International Management, business, 050203 business & management
الوصف: Purpose The credit card market is very large and segmented by targeting different types of consumers. One type of credit card is one that specifically targets people in the education sector, for instance, students, teachers and other staff members. This study aims to compare the features of education and other credit cards in Malaysia. Design/methodology/approach The study analyzes data concerning 234 credit cards by using descriptive statistics and a one-way analysis of variance test. Findings Out of 234 credit cards, this study found only two credit cards especially target education sector customers. The study evaluated 13 features of these credit cards and found that only 2 features are statistically significantly different from other conventional credit cards in Malaysia. These features are interest rate and cash withdrawal charge fees. Originality/value This is an original study based on the compilation of data from secondary sources. The findings will provide valuable insights to financial regulatory policymakers, academics and business managers.
تدمد: 1556-5068
URL الوصول: https://explore.openaire.eu/search/publication?articleId=doi_dedup___::90b9fde5ad100d17ec555c8b21d94ea3
https://doi.org/10.2139/ssrn.4386516
حقوق: OPEN
رقم الأكسشن: edsair.doi.dedup.....90b9fde5ad100d17ec555c8b21d94ea3
قاعدة البيانات: OpenAIRE