Implementation of the National Islamic Council Fatwa Number 47/DSN-MUI/II/2005 in Banks Syariah Mandiri Branch Manado
| العنوان: | Implementation of the National Islamic Council Fatwa Number 47/DSN-MUI/II/2005 in Banks Syariah Mandiri Branch Manado |
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| المؤلفون: | Faradila Hasan, Mar'atul Jannah S. Habu |
| المصدر: | Jurnal Ilmiah Al-Syir'ah; Vol 17, No 1 (2019); 19-38 |
| بيانات النشر: | IAIN Manado, 2019. |
| سنة النشر: | 2019 |
| مصطلحات موضوعية: | Restructuring, Sharia, business.industry, Debt, media_common.quotation_subject, Settlement (finance), fatwa policy, Bank Mandiri Syariah Branch Manado, customers who cannot afford to pay, Islam, Accounting, Business, Two stages, Ability to pay, media_common |
| الوصف: | This study aims to determine the policies of Bank Syariah Mandiri Branch Manado in resolving murabahah receivables disputes for customers who are unable to pay and the realization of DSN No. fatwa. 47 / DSN-MUI / II / 2005 at Bank Syariah Mandiri, Branch Manado. The method used a qualitative research method using a normative approach. The informants interviewed were as many as five informants who were employees of the Bank Syariah Mandiri Branch of Manado. The concept of the settlement of murabahah receivables for customers who are unable to pay has two stages. First for customers who are categorized as having a reduced ability to pay but can still pay off the remaining debt by restructuring. The second stage is for customers who are classified as no longer able to pay their remaining debts even though the bank has provided several policies. Sharia Financial Institutions (LKS) may settle for customers who cannot complete or pay off their financing by agreed amounts and times; the system has been by the provisions of sharia in terms of the properties of the DSNI-MUI. |
| وصف الملف: | application/pdf |
| تدمد: | 2528-0368 1693-4202 |
| DOI: | 10.30984/jis.v17i1 |
| URL الوصول: | https://explore.openaire.eu/search/publication?articleId=doi_dedup___::a44cb619e8ec0974ec6626bcb8411a6c https://doi.org/10.30984/jis.v17i1.870 |
| حقوق: | OPEN |
| رقم الأكسشن: | edsair.doi.dedup.....a44cb619e8ec0974ec6626bcb8411a6c |
| قاعدة البيانات: | OpenAIRE |
| تدمد: | 25280368 16934202 |
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| DOI: | 10.30984/jis.v17i1 |