It is shown that many anomalies observed in underdoped cuprates, including anomalous spectral weight transfer and a large pseudogap, appear to have a common nature due to both the cluster structure of the underdoped phase and the specific mechanism of superconducting pairing. The combined action of these factors leads to the fact that at a temperature T lying in a certain temperature range TcComment: 17 pages, 7 figures, figures and typos corrected
