دورية أكاديمية
Determinants of financial resilience: insights from an emerging economy.
العنوان: | Determinants of financial resilience: insights from an emerging economy. |
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المؤلفون: | Hamid FS; Bristol Business School, University of the West of England, BS16 1QY Bristol, United Kingdom., Loke YJ; School of Social Science, Universiti Sains Malaysia, 11800 George Town, Penang Malaysia., Chin PN; Graduate Business School, Universiti Sains Malaysia, 11800 George Town, Penang Malaysia. |
المصدر: | Journal of social and economic development [J Soc Econ Dev] 2023 Mar 03, pp. 1-21. Date of Electronic Publication: 2023 Mar 03. |
Publication Model: | Ahead of Print |
نوع المنشور: | Journal Article |
اللغة: | English |
بيانات الدورية: | Publisher: [Bangalore] Country of Publication: India NLM ID: 9918284169606676 Publication Model: Print-Electronic Cited Medium: Internet ISSN: 2199-6873 (Electronic) Linking ISSN: 09725792 NLM ISO Abbreviation: J Soc Econ Dev |
أسماء مطبوعة: | Publication: <2015-> : [Bangalore] : Springer India Original Publication: Bangalore : Institute for Social and Economic Change |
مستخلص: | The Organisation for Economic Co-operation and Development Financial Literacy Survey of 2018 response is used to study the impact of financial knowledge, financial inclusion, and socio-demographic characteristics on financial resilience. The measurement of financial resilience considers elements related to keeping control of money, taking care of expenditures, having a financial cushion, handling financial shortfall or stress, and having financial planning. Using a sample of 3395 individuals across Malaysia, we find that greater financial knowledge is associated with the probability of being financially resilient. Greater financial inclusion in terms of having more bank accounts and holding more financial products is linked to the probability of being financially resilient. We also find that financial resilience varies across certain socio-demographic characteristics. Implications of the findings are discussed. Competing Interests: Conflict of interestThe authors declare that they have no conflict of interest. (© The Author(s) 2023.) |
فهرسة مساهمة: | Keywords: Financial inclusion; Financial literacy; Financial resilience; Malaysia |
تواريخ الأحداث: | Date Created: 20230626 Latest Revision: 20230928 |
رمز التحديث: | 20230929 |
مُعرف محوري في PubMed: | PMC9982767 |
DOI: | 10.1007/s40847-023-00239-y |
PMID: | 37359359 |
قاعدة البيانات: | MEDLINE |
تدمد: | 2199-6873 |
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DOI: | 10.1007/s40847-023-00239-y |