دورية أكاديمية
Measurement of efficiency and its drivers in the Chilean banking industry.
| العنوان: | Measurement of efficiency and its drivers in the Chilean banking industry. |
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| المؤلفون: | Cobas A; Department of Macrofinancial Modeling, Financial Policy Division, Central Bank of Chile, Santiago de Chile, Chile., Maziotis A; Departamento de Ingeniería Hidráulica y Ambiental, Pontificia Universidad Católica de Chile, Santiago de Chile, Chile.; Department of Business, New York College, Athens, Greece., Villegas A; Escuela de Agronomía, Facultad de Recursos Naturales y Medicina Veterinaria, Universidad Santo Tomás, Santiago de Chile, Chile. |
| المصدر: | PloS one [PLoS One] 2024 May 20; Vol. 19 (5), pp. e0300019. Date of Electronic Publication: 2024 May 20 (Print Publication: 2024). |
| نوع المنشور: | Journal Article |
| اللغة: | English |
| بيانات الدورية: | Publisher: Public Library of Science Country of Publication: United States NLM ID: 101285081 Publication Model: eCollection Cited Medium: Internet ISSN: 1932-6203 (Electronic) Linking ISSN: 19326203 NLM ISO Abbreviation: PLoS One Subsets: MEDLINE |
| أسماء مطبوعة: | Original Publication: San Francisco, CA : Public Library of Science |
| مواضيع طبية MeSH: | Industry*/economics, Chile ; Humans ; Models, Economic ; Banking, Personal ; Ownership |
| مستخلص: | This paper estimates efficiency measures for the banking system in Chile for the period 2000-2019. In contrast to previous studies, we use input-distance functions, introduce the nonparametric slack-based model, and choose the intermediate inputs approach in determining inputs and outputs. Our results suggest that the Chilean system has achieved relatively high levels of efficiency, although with no significant variation over the sample period. Ownership (government, foreign and public) and size had a positive impact on efficiency. On average, mergers and acquisitions seem to have targeted highly efficient banks in order to improve the overall efficiency of the controlling institution in the short run. Other sources of efficiency gains could be an increase in bond funding or a reduction in expenses and capital holdings. The latter could be induced by deepening the local derivatives market. Competing Interests: The authors have declared that no competing interests exist. (Copyright: © 2024 Cobas et al. This is an open access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.) |
| References: | Environ Sci Pollut Res Int. 2017 Jul;24(20):16994-17005. (PMID: 28580544) |
| تواريخ الأحداث: | Date Created: 20240520 Date Completed: 20240520 Latest Revision: 20240522 |
| رمز التحديث: | 20240522 |
| مُعرف محوري في PubMed: | PMC11104684 |
| DOI: | 10.1371/journal.pone.0300019 |
| PMID: | 38768137 |
| قاعدة البيانات: | MEDLINE |
Full Text Finder | تدمد: | 1932-6203 |
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| DOI: | 10.1371/journal.pone.0300019 |