دورية أكاديمية

Research on the long tail mechanism of digital finance alleviating the relative poverty of rural households.

التفاصيل البيبلوغرافية
العنوان: Research on the long tail mechanism of digital finance alleviating the relative poverty of rural households.
المؤلفون: Shengfeng Xie, Caimin Jin, Ting Song, Chengxiao Feng
المصدر: PLoS ONE, Vol 18, Iss 4, p e0284988 (2023)
بيانات النشر: Public Library of Science (PLoS), 2023.
سنة النشر: 2023
المجموعة: LCC:Medicine
LCC:Science
مصطلحات موضوعية: Medicine, Science
الوصف: Digital finance provides a long-tail mechanism for alleviating relative poverty caused by unequal opportunities and rights. According to the inference of an improved Cobb-Douglas production function and Ramsey-Cass-Koopmans two-stage household consumption model, the long-tail mechanism for digital finance to alleviate the relative poverty of farmers includes productive investment mechanism, credit mechanism, financial asset allocation and entrepreneurial mechanism. An empirical analysis of 11,519 rural households across China based on CHFS2019 data shows that digital finance can significantly and steadily alleviate relative poverty by improving credit availability and promoting household entrepreneurship, while its effect on increasing productive investment opportunities and optimizing financial asset allocation is less certain. Therefore, it is necessary to continue to improve the "blood making" long tail mechanism of digital finance for farmers' credit and innovation and entrepreneurship, and at the same time guide the digital finance to empower the development of rural industries to increase farmers' productive investment opportunities, cultivate endogenous growth momentum, and improve the wealth allocation function of rural digital financial market.
نوع الوثيقة: article
وصف الملف: electronic resource
اللغة: English
تدمد: 1932-6203
Relation: https://doaj.org/toc/1932-6203
DOI: 10.1371/journal.pone.0284988
URL الوصول: https://doaj.org/article/110302ba43a346bb8ff7dc7f6c0f6546
رقم الأكسشن: edsdoj.110302ba43a346bb8ff7dc7f6c0f6546
قاعدة البيانات: Directory of Open Access Journals
الوصف
تدمد:19326203
DOI:10.1371/journal.pone.0284988