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A Policy Platform to Deliver Black Reparations: Building on Evidence from Child Development Accounts

التفاصيل البيبلوغرافية
العنوان: A Policy Platform to Deliver Black Reparations: Building on Evidence from Child Development Accounts
المؤلفون: Trina R. Shanks, Jin Huang, William Elliott III, Haotian Zheng, Margaret M. Clancy, Michael Sherraden
المصدر: RSF: The Russell Sage Foundation Journal of the Social Sciences, Vol 10, Iss 3, Pp 92-111 (2024)
بيانات النشر: Russell Sage Foundation, 2024.
سنة النشر: 2024
المجموعة: LCC:Social Sciences
مصطلحات موضوعية: black reparations, policy delivery, racial wealth inequality, child development accounts, lifelong asset building, Social Sciences
الوصف: Successful Black reparations require a policy for delivering payments, one that provides for effective identification, disbursement, asset protection, and asset growth over time. In this article, we suggest a structural solution (structured wealth accumulation of reparations payments) to a structural challenge (deeply embedded racial wealth inequality). Analyzing evidence from a longitudinal experiment, we find that Child Development Accounts (CDAs)—a carefully designed and tested asset-building policy for children—provide a model that can inform effective delivery and sustainable growth of reparations. CDA policy models a system of potentially lifelong, centralized asset building, with automatic enrollment, sensible investment options, structured asset protections, low fees, asset growth, and investment targets to achieve individual and family goals. Policy and research implications for Black reparations and reduction in racial wealth inequality are discussed.
نوع الوثيقة: article
وصف الملف: electronic resource
اللغة: English
تدمد: 2377-8253
2377-8261
Relation: https://doaj.org/toc/2377-8253; https://doaj.org/toc/2377-8261
DOI: 10.7758/RSF.2024.10.3.05
URL الوصول: https://doaj.org/article/59170929eeee450e89c5373d48513a99
رقم الأكسشن: edsdoj.59170929eeee450e89c5373d48513a99
قاعدة البيانات: Directory of Open Access Journals
الوصف
تدمد:23778253
23778261
DOI:10.7758/RSF.2024.10.3.05