دورية أكاديمية

Determinants of Financial Decisions of Millennial Generation in Islamic Banking: Does Islamic Branding Matter?

التفاصيل البيبلوغرافية
العنوان: Determinants of Financial Decisions of Millennial Generation in Islamic Banking: Does Islamic Branding Matter?
المؤلفون: Abid Djazuli, Muhammad Ridhwan Ab Aziz, Mister Candera, Darma Yanti
المصدر: Journal of Accounting and Investment, Vol 24, Iss 1, Pp 220-236 (2022)
بيانات النشر: Universitas Muhammadiyah Yogyakarta, 2022.
سنة النشر: 2022
المجموعة: LCC:Accounting. Bookkeeping
مصطلحات موضوعية: islamic financial literacy, financial decision, islamic branding, Accounting. Bookkeeping, HF5601-5689
الوصف: Research aims: This study aims to determine the financial decisions of the millennial generation by considering the Islamic financial literacy variables, reflected by the financial behavioral, knowledge, and attitude variables, and Islamic branding as a mediating variable. Design/Methodology/Approach: The approach used in this study was empirical. Utilizing questionnaires distributed through various online media, the data were collected. The research samples included the millennial generation in South Sumatra, filtered using a purposive sampling technique. To evaluate the hypotheses, Structural Equation Modeling (SEM) was employed. Research findings: The study findings highlighted that Islamic financial literacy directly had a positive and significant impact on the financial decisions of the millennial generation in South Sumatra. Islamic branding could also mediate (partial mediation) the influence of Islamic financial literacy on financial decisions. Theoretical contribution/Originality: This finding can be used as a reference for companies to increase the number of customers and investors, especially among the millennial generation. Specifically, Islamic branding can be recommended as one of the sharia banking business strategies to improve the financial decisions of the millennial generation. Research limitation/Implication: This study was only conducted in South Sumatra, making the result not quite strong in terms of external validity.
نوع الوثيقة: article
وصف الملف: electronic resource
اللغة: English
تدمد: 2622-3899
2622-6413
Relation: https://journal.umy.ac.id/index.php/ai/article/view/16451; https://doaj.org/toc/2622-3899; https://doaj.org/toc/2622-6413
DOI: 10.18196/jai.v24i1.16451
URL الوصول: https://doaj.org/article/87f432f46d994256890e55843ad0b2eb
رقم الأكسشن: edsdoj.87f432f46d994256890e55843ad0b2eb
قاعدة البيانات: Directory of Open Access Journals
الوصف
تدمد:26223899
26226413
DOI:10.18196/jai.v24i1.16451