مورد إلكتروني

A Tool for Getting by or Getting Ahead? Consumers’ Views on Prepaid Cards

التفاصيل البيبلوغرافية
العنوان: A Tool for Getting by or Getting Ahead? Consumers’ Views on Prepaid Cards
المؤلفون: Romich, Jennifer L.
المساهمون: Gordon, Sarah (Sonstige beteiligte Personen); Waithaka, Eric N. (Sonstige beteiligte Personen)
المصدر: 2009
الناشر: [S.l.]: SSRN
اللغة: English
نوع الوثيقة: Elektronische Ressource im Fernzugriff
Manifestation: Monographie [unabhängig ob Stück einer Reihe]
مستخلص: This paper summarizes lessons from interviews of 22 consumers who use prepaid cards (PPCs), an emerging product in the market space between institution-based transaction accounts and non-account services like check-cashing and money orders. A majority of interviewees used PPCs as their primary non-cash transaction tool. Prepaid clients appreciate both what the card can do for them (instrumental features) and the meaning of having an electronic payment card like those of more advantaged consumers (symbolic features). Prepaid cards are a helpful financial tool, but the product needs additional elements before it can substantially support customers' long-term financial goals
DOI: 10.2139/ssrn.1491645
رقم الأكسشن: EDSZBW1793290377
قاعدة البيانات: ECONIS