دورية أكاديمية
A Brief Money Management Scale and Its Associations with Personality, Financial Health, and Hypothetical Debt Repayment
| العنوان: | A Brief Money Management Scale and Its Associations with Personality, Financial Health, and Hypothetical Debt Repayment |
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| اللغة: | English |
| المؤلفون: | Ksendzova, Masha, Donnelly, Grant E., Howell, Ryan T. |
| المصدر: | Journal of Financial Counseling and Planning. 2017 28(1):62-75. |
| الإتاحة: | Association for Financial Counseling and Planning Education. 1500 West Third Avenue Suite 223, Columbus, OH 43212. Tel: 614-485-9650; Fax: 614-485-9621; Web site: http://afcpe.org |
| Peer Reviewed: | Y |
| Page Count: | 14 |
| تاريخ النشر: | 2017 |
| نوع الوثيقة: | Journal Articles Reports - Research |
| Descriptors: | Money Management, Personality, Personality Measures, Debt (Financial), Financial Needs, Test Reliability, Test Validity, Test Format, Budgeting, Factor Structure, Measurement Techniques, Factor Analysis, Community Surveys, Correlation, Predictor Variables, Replication (Evaluation), Statistical Analysis |
| تدمد: | 1052-3073 |
| مستخلص: | Money management is essential for financial health, and more research is needed to better assess people's money management practices. Therefore, we factor-analyzed 205 scaled questions from previous money management measures to select the best items and examined their internal consistency and convergent validity. Our resulting 18-item Brief Money Management Scale and its factors (management of cash, credit, savings, and insurance) replicate and clarify previous relationships between types of money management and financial outcomes as well as personality and demographic antecedents. Furthermore, this scale is reliable and predicts participants' hypothetical debt repayment behavior, suggesting concurrent validity. We discuss how future studies can use this multifaceted measure of money management to better understand the antecedents and consequences of different financial decisions. |
| Abstractor: | As Provided |
| Number of References: | 47 |
| Entry Date: | 2018 |
| رقم الأكسشن: | EJ1185314 |
| قاعدة البيانات: | ERIC |
| تدمد: | 1052-3073 |
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