دورية أكاديمية

Who Borrows, and How Much? Student Borrowing across Post-Secondary Pathways in Ontario, Canada

التفاصيل البيبلوغرافية
العنوان: Who Borrows, and How Much? Student Borrowing across Post-Secondary Pathways in Ontario, Canada
اللغة: English
المؤلفون: Pizarro Milian, Roger (ORCID 0000-0001-5493-7040), Einmann, Trisha, Bader, Danielle, Walters, David, Brown, Robert S., Parekh, Gillian (ORCID 0000-0003-0710-7604)
المصدر: Studies in Higher Education. 2023 48(3):460-474.
الإتاحة: Routledge. Available from: Taylor & Francis, Ltd. 530 Walnut Street Suite 850, Philadelphia, PA 19106. Tel: 800-354-1420; Tel: 215-625-8900; Fax: 215-207-0050; Web site: http://www.tandf.co.uk/journals
Peer Reviewed: Y
Page Count: 15
تاريخ النشر: 2023
نوع الوثيقة: Journal Articles
Reports - Research
Education Level: Postsecondary Education
Higher Education
High Schools
Secondary Education
Descriptors: Foreign Countries, Postsecondary Education, Student Loan Programs, Paying for College, Student Costs, Debt (Financial), College Students, Student Financial Aid, Student Experience, College Transfer Students, Transfer Policy, College Bound Students, College Attendance, Transfer Programs, College Graduates, Program Effectiveness
مصطلحات جغرافية: Canada
DOI: 10.1080/03075079.2022.2145463
تدمد: 0307-5079
1470-174X
مستخلص: The development of cost-efficient pathways is a topic of increasing political and scholarly interest across many North American jurisdictions. It has been suggested that 'seamless' transfer pathways can provide financial savings to both students and taxpayers. However, such claims are typically based on hypothetical cost calculations, as opposed to empirical analysis. Through this study, we model the relationship between student pathways and borrowing behavior in Ontario, Canada -- the country's most populous province -- using Statistics Canada's novel Education and Labour Market Linkage Platform (ELMLP). Our models produce little evidence that touted transfer pathways systematically reduce either (i) students' propensity to borrow from the Canada Student Loans Program (CSLP), or (ii) the total amount that graduates end up borrowing from the program. We identify the implications of these findings for both policymakers and scholars of social stratification.
Abstractor: As Provided
Entry Date: 2023
رقم الأكسشن: EJ1382431
قاعدة البيانات: ERIC
الوصف
تدمد:0307-5079
1470-174X
DOI:10.1080/03075079.2022.2145463